Why is er less than ee

You can check your pension contribution in the last column of your PF passbook. You can transfer this amount whenever you join a new job or you can also withdraw this amount if your total service is less than 10 years. If your service crosses above 10 years then you will become eligible for a monthly pension after 58 years of your age.

F Bonus Formats Books. My name is Pavan. Once I resign from this Company, whether I will get the full amount if I withdraw it? If your EPF contribution are same as you joining and leaving date then you have completed 5 years so withdrawal will not have any tax. Are you joining any other company? Sir we were unable to understand the question. Can you explain it? Is Employee contribution?

Sir, For 26 years of age Premium based on monthly pension amount is given below Monthly Pension Premium 82 This is explained in detail in article Atal Pension Yojna. Please help with the info…. It may be boring to answer the same kind of questions, but please provide me the PF info for the below details. I worked for 2yrs of service. I resigned my job before 3 mnths service.

Now how much amt comes during withdrawl. My current employer is maintaining PF as an exempted establishment i. My question is, I am planning to change my job and in my next organization what should be the process for transferring the accumulated PF amount from my the current organization to the new organization? Now you are transferring to Un-exempted accounts in both. Your UAN number will not change. Submit your UAN number to new employer. Provident fund accounts with privately held PF trusts can now be transferred online to accounts maintained by the retirement fund body EPFO.

I had left my job on June6th Currently I am studying and unemployed. My service period in that company is less than 2 years If I with draw money now, can I get my full amount? You will have to pay tax on it if your total number of contributions in EPF including your earlier job is you have had any is less than 5 years. Amount withdrawal will be taxable.

Now when I check balance of current account it only show the amount of current employer and when I try to check the balance of previous account, it shows that this is account is no longer active or something.

Vinit do you have UAN number. If yes please check the EPF passbook. It shows information in detail, opening balance, contribution every month from employee and employer, how employer contribution is being split into PF and EPS. Withdrawals if any that has been made from the EPF account. If my last working day in a company is before June 1 amendment effective date say 01 May and I do premature pf withdrawl meaning before 5 years of service after the cooling period of 2 months will the tds still apply on my pf amount?

My basic salary is Is it sound ok? PLz clarify me. EE Amt: Employee Contribution i. The sum total of PF amount deducted monthly from your salary. ER Amt: Employer Contribution i. Please clarify me the same. If my last working day in a company is before June 1 amendment effective date say 01 May and I do premature pf withdrawl will the tds still apply on my pf amount? To apply for EPF withdrawal you should be un employed for 2 months.

If you have UAN it would be difficult to withdraw as govt. Thank you so much for this detailed article. Why is that so? And as per the article, I understand that some contribution is made to EPS.

When and how can we claim that? Thank you very much for all the information! Urmi how did you file the claim?

You EPF account number have your area code, company or establishment code and your account number. In the example above, contributions in EPF upto are shown Accounts updated upto [Date]: This tells you till when the accounts were updated. Usually accounts are updated at the end of financial year when the interest till this date has been added into your EPF account. From the example above, it tells that interest till 31st March has been added into your EPF account.

It does not show current balance of PF Account as on the day you asked for information. Thank you for sharing this extremely well written article. I never usually leave comments below but you made it amazingly simple for me and I felt that I needed to show my appreciation even if it has been a while since you posted this.

Keep up the good work! Thanks for sharing over the topic in such a simple and clear language. It is very helpful. Thanks once again. If you have activated your UAN number then you can download e-pass book.

Our article UAN explains it in detail. Hi I have applied for my PF withdrawal as i quit the organization and i worked with the organization for 1year. I want to know whats the amount that i will receive in my account. Looking forward for your reply…thanks in advance. So if you have UAN number I request you to get the epf passbook. EPS part you will get only if your years of service is less than 10 years.

You can check your EPF balance online anytime. I work in ABC company. It is not legal. Quoting from Business Standard What if your employer does not deposit EPF money You can file a complaint with either RPFC regional provident fund commissioner or a criminal case against your employer with the police or complain to the chief vigilance officer appointed by the labour ministry.

You need to produce a copy of your salary slip to show the deduction, which does not reflect in the account balance. I have recently joined an organisation, and this is really a good information. Please tell me about widrawl the Pension fund EPS. Sir, I transferred my new account with old one, but the employer and employee share shows apprx less money in new passbook. How does it possible? Do you have the old records. Please contact your payroll department in how to approach? Else you can file RTI and expect the answer within 1 month.

I have completed 4. Now i want to withdraw the amount. Can you please tell me how much money will i get if i withdraw now?? As told in the above article if i withdraw before 5 years the amount is taxable.

So i would like to know how much will i get after tax deduction. Recently I resigned for the job and applied for the PF. I received around Rs credited to my account. Payment under process. Please tell me what is this amount which got credited to my account. I do not understand this SMS. Please clarify me. Sorry Shiva I can only try to guess with given details. As per me You should have got more. Employee share and Employer share add more than 28K you have received.

Unless that amount is from your Pension Fund. IN my e pass book the balances shown as below when i was resigned. Now how much amount i can get when withdraw of my pf. It depends on how many years have passed since you resigned. Such EPF accounts are called dormant accounts.

However, dormant accounts will continue to earn the interest for 36 months during which it remained dormant. I have downloaded e-passbook from the epfo, In that document it was showing as Pension Fund but I received from 10 c withdrawal.

Can you please guide me, how to get the remaining amount. A good article. Have you published any thing on PRAN. Further thanks for voting my post on indiblogger. Thanks Kirti ji for this one of the useful article. Your every article definitely teach us something new. Your email address will not be published. Notify me of followup comments via e-mail. You can also subscribe without commenting. This site uses Akismet to reduce spam. Learn how your comment data is processed.

As we are not taught finance at home or school we end up with half-cooked knowledge. Details of Our paid Income Tax Course here. Details of our paid workbook on Income Tax here. Bemoneyaware is on a mission to empower 1 crore Indians to take control of their money. How much on Withdrawal from EPF? However, if the basic pay of an employee exceeds Rs. It is announced on annual basis. The accounting period of PF is from March to February every year. At the beginning of the each fiscal, there would be an opening balance, the amount accumulated till then.

EPS being a pension scheme, interest is not applicable. Hence, no interest is earned on the amount accumulated in EPS. Charu on July 28, at AM. Pawan on October 20, at PM. Hi sir, i have tried to transfer my pf account to my present Pf account through online submission claim portal. Vinod Verma on September 7, at AM.

Shaila Malusare on September 6, at PM. Hi Kirti, I have applied for two PF account 1. Which i have resigned in and other in Will I get the balance amount? It will be very helpful to me if you can share your reply.. Regards, Shaila Reply. Prakash Mahajan on September 4, at AM.

Nilesh on August 22, at PM. Hi, I was working for a company from to during which my account was older type e. Ragapriya Sukumaran on August 10, at PM. Hello , I left the company three months back and and applied for PF about one month back. Means money has been transferred to bank account associated with your UAN number. Mohit on August 28, at AM.

Alish shaikh on August 6, at AM. Assuming you have applied for withdrawal of EPF, it should be cleared from days. Alish shaikh on August 6, at PM. AJith on July 28, at PM. Akhil Kalra on July 5, at PM. Pawan on June 15, at PM. Hi sir, i have few questions, 1 i have worked for 2. Hope to hear soon, proactive reply would be highly appreciated Reply.

Deepak verma on May 7, at PM. Naresh on April 25, at PM. Hi sir. Sudhir kumar on April 14, at PM. Mera ee er h lakin mera ye amont mene transfer kiya h apne purane pf khate se nye me or ye dono 5 saal se kam time ke khate h to agar mai withdrawn kru to kitba paisa milega mujhe sabh kuch kaat ke Reply. SK on April 8, at PM. You can check out our sample filled form 15G Reply. Raghuraj on April 6, at PM. What will be my total withdrawn amount after tax deduction if any.

Arora on March 19, at AM. Rajesh on March 7, at PM. Raja on March 1, at PM. T on February 27, at AM. Nagaraju on February 5, at PM. Hi I was worked for more than 5 years and resigned in the year Now you should see entry for Jan Reply.

Navneet Singh on January 15, at PM. Thanks Reply. Rajesh on January 8, at PM. Do let us know what you decide Reply. SK on January 5, at PM.

Ajit c on December 27, at PM. Plz help as soon as possible plz any one Reply. Ajit c on December 28, at PM. Still waiting… Reply. Manish on December 26, at PM. How compounding gets affected in EPF One gets interest on opening balance and monthly contribution.

Rakesh Kumar on December 23, at PM. Hi, Thanks for providing such detailed information. Maira er amount. Please note that if you withdraw before 5 years EPF is taxable Reply. Ajit c on December 17, at PM.

Plz suggest or help m for receiving amount how much Me in account??? Selva on December 17, at PM. Neha Sharrma on December 11, at AM. Hi, Please suggest as my monthly deduction from salary was per month.. Can anyone suggest. Radhika Ghadge on December 10, at AM. Thank you Reply. Note Before filing the RTI , a good idea would be to file a EPF grievance redressal form online If you could keep us updated we would appreciate it as it would help other readers too.

Radhika Ghadge on December 10, at PM. Regards, Reply. Amit on December 7, at PM. Hi, I worked from Aug to Oct in one organization. Arun Kumar on December 4, at PM. I am a private employee working in an MNC. Kranthi on December 3, at PM.

EPS part of Employer contribution does not Reply. Anupam on December 2, at PM. Please help. Do you know which forms did you submit? Anilkumar on November 24, at PM. Please correct if it is wrong. Anilkumar on November 26, at PM. Thank you so much. You are welcome Reply. Oommen Mammen on November 24, at PM.

Do let me know. Oommen Mammen on November 25, at PM. Also, to further clarify, I am currently working in a new job. Looking forward to your response. Prabhu on November 24, at AM. Hi Sir, Thanks for your prompt response. Prabhu on November 25, at AM. Thanks a lot for your valuable answer. Anilkumar on November 13, at PM. Also let me know that what is the minimum period for withdrawing the PF? Some facts that we would like to draw your attention to Theoretically To withdraw from PF you need to be unemployed for atleast 2 months.

Practically not followed. EPF would earn interest for 3 years after the last contribution. Withdrawal before 5 years of contribution to EPF is taxable.

Anilkumar on November 14, at PM. Hi Sir, I want to clarify one thing. Rohit on October 20, at AM. Bharat on September 28, at AM. Patel on September 26, at PM. Or pension fund ka kuch nahi ayega???? Or interest nahi ayega Reply. When one leaves job in middle of the year then one will get interest for average monthly balance till one was working Reply.

And I work in company 2. Thanks Raju S Reply. Rahul Kaushik on September 17, at PM. Hi, I worked for a company in mumbai from to Hi Every one, Could you please explain to that, every month comapany deduct for PF amount is Samson on August 26, at PM.

Hello Sir, I have worked in my previous company for 2 years and 8 months AprilJan Thanks Samson Reply. Raghav on August 30, at PM. Dhruv Gehlot on August 26, at AM. Rituraj on August 24, at PM. So how much i will get now??? How can i get details about 10c form. Sushant on August 20, at PM. Kirti on August 17, at AM. Participation Threads.

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For articles and copyrighted material please only cite the original source link. Each contribution will make this page a resource useful for everyone. Adding employer contribution of pf amount in the employee's ctc is correct or wrong. PF Amount Balance Check.